In 2008, we issued a series of ErisaALERTs discussing the proposed regulations regarding fee transparency (Plan participants, Reasonable Contract, 2009 Schedule C). The Obama administration delayed finalization of the regulations pending review. In July 2010 we issued an ErisaALERT discussing the Reasonable Contract interim final regulations. In this ErisaALERT, we will cover the final regulation […]
404(a)(5), defined contribution, ERISA, participant disclosureJune 2009 Suspension or Reduction of Safe Harbor Nonelective Contributions Proposed Regulations On May 18, 2009 the IRS issued proposed regulations which will allow employers with safe harbor 401(k) plans who incur a substantial business hardship to reduce or suspend the nonelective contribution (QNEC). Currently, only the safe harbor matching contribution (QMAC) can be reduced […]
401k, defined contribution, safe harbor, suspension non-electiveNovember, 2007 Focusing on the administrative and procedural implications of the QDIA regulations By now you have received numerous bulletins from your consultants and attorneys regarding the new qualified default investment alternative (QDIA) rules. In this ErisaALERT we will try very hard not to repeat everything you have already received, but rather focus on the […]
401k, defined contribution, QDIA(c) 2015 Erisa Diagnostics - We focus on benefits, so you can focus on business